Affordable Care Act

Timeline

2013

October 1: Open enrollment in the Health Insurance Marketplace begins.

2014

January 1:
-Coverage begins in the Health Insurance Marketplace.
 
March 31: Open enrollment closes
 
In 2014 The Health Insurance Marketplace will offer a new way for people without insurance to get coverage and to find out if they can get lower costs for private insurance. They can also find out if they qualify for Medicaid or the Children's Health Insurance Program
 
Also starting in 2014, people who do not have health coverage may have to pay a fee
For Employers

The Affordable Care Act will require businesses with 50+ full-time employees to offer health coverage. This requirement will begin in 2015 but businesses are encouraged to implement changes before the 2015 deadline.

You can find more information on the Kaiser Family Foundation site.

Obamacare's Latest Rules for Employers, Explained: Bloomberg Businessweek

TexHealth Central Texas:  For information about employer-sponsored insurance coverage. Or call, (512) 524-2618.

Publications

Affordable Care Act: Full text of the Affordable Care Act and Reconciliation Act

Supreme Court Decision on the Affordable Care Act

HealthCare.gov
The Affordable Care Act includes sweeping changes and a number of options in healthcare coverage. There are a wide variety of resources available online that provide information about these options, and how to choose what is best for you. The federal exchange will open October 1, 2013. If an individual wishes their health insurance to begin January 1, 2014, they must enroll by mid-December. Open Enrollment will close March 31, 2014. The library cannot provide recommendations on care choices for individuals but we hope to make available the necessary information for our library users to make informed decisions that best suit their needs. 
 
There are four methods available to apply for health care insurance: mail, toll-free phone, online at Healthcare.gov, and in person through certified navigators. You can also call them toll free for assistance at 1-800-318-2596 (TTY: 1-855-889-4325). Assistance is available in multiple languages. 
 
For Spanish speaking consumers, CuidadoDeSalud.gov is also available.
Resources and Information
Learn about the Health Insurance Marketplace & your new coverage options.

Health Insurance Marketplace

Centers for Medicare and Medicaid Services

InsureCentralTexas.org: For assistance enrolling for insurance or questions about the Affordable Care Act (run by Foundation Communities).

Kaiser Family Foundation Health Insurance Cost and Savings Calculator: Get a rough estimate of how much health insurance could cost in 2014. Please note: The estimate does not account for differences based on where you live, which will significantly affect Marketplace prices and offerings. Exact costs will be available through the Marketplace beginning on October 1, 2013.

Consumer Health Assistance Program: A service of the Texas Department of Insurance, CHAP helps consumers enroll in health plans and answers questions about insurance rights for individuals and small businesses. 
 
 
 
MedLine Plus (A Service of the U.S. National Library of Medicine)
 

Nonpartisan Explanation of Health Reform from The Kaiser Foundation

 
 

For more information and to read updates,  you can also find HealthCare.gov on YouTubeFacebook and Twitter

 
Have Questions?
Have health insurance questions?

 

Chat with healthcare.gov

Call 1-800-318-2596 (TTY: 1-855-889-4325). Assistance is available in multiple languages. 

Free Healthcare Reform Seminars through YMCARegistration is available but not required through www.hcr411.com.

Available Now! Find a Navigator or Certified Application Counselor in the area to help you with the process by calling 2-1-1, searching online through the Local Help page on HealthCare.gov, or refer to this map of locations in Travis County

Explanations and Overviews of Health Reform

You can find overviews of the reforms resulting from the Affordable Care Act on the following information pages:

About the Law: U.S. Department of Health and Human Services 

Affordable Care Act: Medicaid.gov

Affordable Care Act: United State Department of Labor

Affordable Care Act Overview: American Public Health Association

Affordable Care Act Tax Provisions: Internal Revenue Service

Health Care Law Fact Sheets: AARP

Texas Fact Sheets